Alternative Business Funding Options
Alternative funding simply means non-traditional lending paths. Some are excellent. Some are expensive. The key is matching the product to your cash flow and timeline.
Common Alternative Funding Paths
- Working capital loans (often faster underwriting).
- Lines of credit (revolving access).
- Term loans (predictable payments).
- Equipment financing (asset-backed).
- MCAs (fast, but compare carefully).
- Credit-based funding (short-term bridge for the right borrower).
How to Compare Offers (Simple)
- Total payback (not just the payment size).
- Payment frequency (daily can strain cash flow).
- Fees (origination, maintenance, draw fees).
- Flexibility (can you pay early, refinance, or restructure?)
When Alternative Funding Is a Great Fit
- You need speed and you can handle the repayment schedule.
- You’re funding growth with a clear ROI.
- You’re using it as a bridge while strengthening your profile for SBA/bank options.
Note: Educational content only—not financial advice.
Ready to explore your options?
We’re connected with respected national lending partners. When you’re ready, you can check your options with no cost or obligation.
Check My Funding Options